Terms & Conditions
A legal disclaimer
By accessing and using this website, you agree to be bound by these Terms and Conditions. If you do not agree with these terms, please do not use this website.
Use of Website
This website is provided for general informational purposes only. The content on this site is not intended to provide legal, tax, investment, or financial advice. Information presented should not be relied upon as a substitute for professional advice specific to your individual situation.
You agree to use this website only for lawful purposes and in a manner that does not infringe upon the rights of others or restrict or inhibit anyone else’s use of the website.
No Client Relationship
Use of this website does not create an advisor client relationship with Houghton Retirement Solutions. A client relationship is established only through a signed written agreement and completion of required documentation.
Accuracy of Information
While we strive to keep information accurate and up to date, Houghton Retirement Solutions makes no representations or warranties regarding the accuracy, completeness, or reliability of any content on this website. Information may be changed or updated at any time without notice.
Investment and Insurance Disclosures
Insurance and financial products involve risk and may not be suitable for all individuals. Guarantees are subject to the claims paying ability of the issuing insurance company. Past performance is not indicative of future results. All product features, benefits, and terms are governed by the actual policy or contract issued.
Third Party Links
This website may contain links to third party websites for convenience or informational purposes. Houghton Retirement Solutions does not control, endorse, or assume responsibility for the content, accuracy, or privacy practices of third party websites.
Intellectual Property
All content on this website, including text, graphics, logos, images, and design elements, is the property of Houghton Retirement Solutions or its licensors and is protected by applicable intellectual property laws. You may not reproduce, distribute, modify, or use any content without prior written consent.
Limitation of Liability
Houghton Retirement Solutions shall not be liable for any direct, indirect, incidental, consequential, or special damages arising out of or related to the use of this website or reliance on any information contained herein.
Indemnification
You agree to indemnify and hold harmless Houghton Retirement Solutions and its affiliates from any claims, damages, losses, liabilities, or expenses arising from your use of this website or violation of these Terms and Conditions.
Governing Law
These Terms and Conditions shall be governed by and construed in accordance with the laws of the state in which Houghton Retirement Solutions operates, without regard to conflict of law principles.
Changes to Terms
Houghton Retirement Solutions reserves the right to modify these Terms and Conditions at any time. Continued use of the website following any changes constitutes acceptance of the updated terms.
Contact Information
If you have questions regarding these Terms and Conditions, please contact us.